Spread the Cost
Rather than paying a large amount upfront, finance allows you to spread the cost over fixed monthly payments, helping make budgeting easier.
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Car Finance
Made Simple
Flexible finance solutions available on our vehicles — designed to help you drive away in the car you want, with payments tailored around your budget.
Flexible Finance
Flexible finance solutions available on our vehicles
At Q Finance, we work closely with our customers and trusted dealerships to help make purchasing your next vehicle simple, affordable, and stress-free.
Whether you are looking to upgrade your current car, spread the cost of your purchase, or secure a more manageable monthly payment, our finance solutions are designed to help you drive away in the vehicle you want with payments tailored around your budget.
With a range of flexible finance packages available, including zero deposit options on selected applications, we aim to help make vehicle ownership more accessible than ever.
Apply for Finance Online Today
Applying for finance through our website is quick, secure, and straightforward.
- Use the main Apply Now button on our website
- Apply directly from an individual vehicle advert
- Receive tailored finance options based on the vehicle you are interested in
- Apply from the comfort of your own home
- Save time at the dealership
Each vehicle advertised on our website includes its own dedicated finance application button. Once your application is submitted, our finance team will work to help find the most suitable finance package available for your circumstances.
The Benefits
Why Choose Car Finance?
Vehicle finance is now one of the most popular ways to purchase a car in the UK, giving customers greater flexibility and affordability when buying their next vehicle.
Drive a Better Vehicle
Finance can often allow you to access a newer vehicle, higher specification model, or lower mileage car than you may have considered when paying outright.
Keep Your Savings Available
Instead of using all of your savings on one purchase, finance allows you to keep money available for other important expenses or emergencies.
Flexible Deposit Options
Selected finance agreements may be available with zero deposit, helping you secure your next vehicle without needing a large upfront payment.
Fixed Monthly Payments
Many finance agreements include fixed monthly payments, giving you confidence and clarity throughout your agreement term.
Upgrade More Regularly
Many customers choose finance because it gives them the flexibility to change their vehicle more frequently and enjoy newer models more often.
Available Products
Finance Options Available
Choose the agreement that works best for you.
Option 1
Hire Purchase (HP)
Hire Purchase is a simple and straightforward way to finance a vehicle.
- You may pay a deposit upfront, although zero deposit options may be available
- The remaining balance is spread over fixed monthly payments
- Once all payments are completed, the vehicle becomes yours
- There is no large final balloon payment
HP is often ideal for customers looking for a clear path to ownership with fixed repayments.
Option 2
Personal Contract Purchase (PCP)
PCP finance can provide lower monthly payments compared to traditional finance agreements and offers additional flexibility at the end of the agreement.
- You pay fixed monthly instalments over an agreed term
- An optional final payment may be available at the end
- At the end of the term you can keep, return, or part exchange the vehicle
- We can also provide bespoke PCP quotations on request
PCP quotes can vary depending on residual values, annual mileage, deposit amount, and term. We are happy to provide tailored illustrations designed around your individual driving needs.
Why Use Q Finance?
We aim to make vehicle finance simple, transparent, and customer-focused.
Competitive Finance Packages
We work with a panel of lenders to help find competitive finance options for a wide range of customers and budgets.
Quick & Simple Application
Our online finance application process is designed to be fast, easy, and secure.
Tailored Finance Solutions
Every customer is different, which is why we aim to provide finance solutions tailored around your individual circumstances.
FCA Regulated
All finance arrangements are fully FCA regulated, helping ensure that finance is offered responsibly, fairly, and transparently.
Professional & Friendly Support
Our team is here to help guide you through the process and answer any questions you may have throughout your finance journey.
Here to Help
From application to handover, our team is on hand to make the finance journey easy and clear.
Start Your Finance Application Today
If you have found the perfect vehicle on our website, you can apply directly from the vehicle advert or use our main Apply Now button to get started. Our team will then work with you to help find the most suitable finance solution available for your needs.
Drive away sooner with flexible finance solutions from Q Finance.
Dealer Finance Partnerships: Our dealership partners may receive a commission from finance agreements depending on the lender, agreement type, finance rate, and term selected. This does not affect our commitment to treating customers fairly and providing clear and transparent finance solutions at all times.
